Agent Legacy & Succession
The relationships you’ve built deserve a plan for the future.
An optional, individualized continuity program for agents and agency owners.
What it is
A written plan for your clients’ continuity.
Total Lifetime works with participating agents on written arrangements intended to preserve continuity of client service when they retire or can no longer operate their practices.
The goal is simple: the people who trusted you should not be left without a knowledgeable, responsive agent when you are no longer able to serve them.
Important limits
What this is, and what it is not.
- Participation is voluntary.
- Your ownership and compensation rights remain governed by your contracts and the law.
- A contingency designation is not necessarily a sale.
- Carrier approval may be required.
- Commission transfers are not guaranteed.
- Client choice must be preserved.
- Medicare Supplement clients are not targeted for conversion solely because their agent leaves.
This is not a financial promise and not an automatic inheritance. Talk with your own attorney and tax adviser about your situation.
Start the Conversation.
Tell us about your practice and what continuity would mean to your clients.